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保险第一受益人什么意思
发布时间:2021-09-12 16:18:29

购买(mai)保险中(zhong)有第一受益人的说法,那么保险第一受益人是什么意(yi)思,接下来就来为大家(jia)介绍(shao)一下。 

保(bao)(bao)(bao)险中第一受(shou)益(yi)(yi)人的意思是投保(bao)(bao)(bao)人或(huo)被保(bao)(bao)(bao)险人指定受(shou)益(yi)(yi)人,如果发生(sheng)保(bao)(bao)(bao)险事故或(huo)到达(da)约定的保(bao)(bao)(bao)险期限(xian),按照保(bao)(bao)(bao)险合同享有保(bao)(bao)(bao)险金(jin)(jin)请求权的人。申(shen)请领取保(bao)(bao)(bao)险金(jin)(jin)受(shou)《保(bao)(bao)(bao)险法》保(bao)(bao)(bao)护,任何(he)单位或(huo)者个人不能(neng)限(xian)制受(shou)益(yi)(yi)人得到保(bao)(bao)(bao)险金(jin)(jin)。 

保(bao)(bao)(bao)险(xian)(xian)(xian)(xian)第(di)一(yi)(yi)受(shou)益人(ren)一(yi)(yi)般是(shi)(shi)本人(ren),一(yi)(yi)些带(dai)有(you)身(shen)故责任(ren)的产(chan)品,第(di)一(yi)(yi)受(shou)益人(ren)可(ke)以是(shi)(shi)被保(bao)(bao)(bao)险(xian)(xian)(xian)(xian)人(ren)配偶、子(zi)女、父母等,指(zhi)定(ding)的受(shou)益人(ren)可(ke)以是(shi)(shi)一(yi)(yi)个(ge)也可(ke)以是(shi)(shi)多个(ge)。 第(di)一(yi)(yi)受(shou)益人(ren)权(quan)(quan)利(li)包括申请(qing)领取(qu)保(bao)(bao)(bao)险(xian)(xian)(xian)(xian)金(jin)(jin),任(ren)何(he)单位或者个(ge)人(ren)不得(de)限制被保(bao)(bao)(bao)险(xian)(xian)(xian)(xian)人(ren)或者受(shou)益人(ren)取(qu)得(de)保(bao)(bao)(bao)险(xian)(xian)(xian)(xian)金(jin)(jin)的权(quan)(quan)利(li),一(yi)(yi)些人(ren)寿保(bao)(bao)(bao)险(xian)(xian)(xian)(xian)条款的保(bao)(bao)(bao)险(xian)(xian)(xian)(xian)金(jin)(jin)请(qing)求权(quan)(quan)为被保(bao)(bao)(bao)险(xian)(xian)(xian)(xian)人(ren)本人(ren),保(bao)(bao)(bao)险(xian)(xian)(xian)(xian)公司不接受(shou)其(qi)他指(zhi)定(ding)。 第(di)一(yi)(yi)受(shou)益人(ren)的义务包括知(zhi)道保(bao)(bao)(bao)险(xian)(xian)(xian)(xian)事故发(fa)生(sheng)后及时通(tong)知(zhi)保(bao)(bao)(bao)险(xian)(xian)(xian)(xian)人(ren)和提(ti)供(gong)保(bao)(bao)(bao)险(xian)(xian)(xian)(xian)事故理赔相关证明、资料。 意(yi)思就是(shi)(shi)为大(da)家介绍了保(bao)(bao)(bao)险(xian)(xian)(xian)(xian)第(di)一(yi)(yi)受(shou)益人(ren),希(xi)望对大(da)家有(you)帮助。

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